Our Financial Methodology
We believe financial planning is most objective when separated from any new form of financial solicitation. We serve the San Francisco Bay Area teaching and exhibiting financial plans to the public.
What is an
Advice Only™ Financial Advisors are paid the same way as your CPA or attorney - by invoice. This allows our financial planning process to be totally isolated from any other form of compensation when planning. Finally, an ethical planning process available to all.
Our Advice Only™ firm is a
Registered Investment Advisor (RIA) or a licensed and acting fiduciary with a specialized duty to provide financial advice that is in your best interest. Being a fiduciary while additionally providing ethically enhanced financial advice is core to our advisory principals.
Advice Only =
Companies and products complicate the planning relationship. We find clients at all asset levels prefer more transparent advice when making consequential financial decisions. We proudly complete all courses & financial plans separate from any form of new company or product solicitation.
Our financial planning handbook was developed from our founder's formal College of Marin curriculum and from providing comprehensive Advice Only™ financial planning over the last 9 years. Now available on Amazon, expect to spend at least 6-10 hrs learning the 9 key areas of the financial planning landscape. You'll be surprised at how much you enjoy the process. We get that a lot!
After receiving your "base education” via the course, it’s now time to start developing your financial plan. We believe all financial plans are best-presented face-to-face and objectively by an Advice Only™ advisor who has made a commitment to offering compartmentalized advice free of any discussion of new companies or products. We believe when completed in this unique way, your financial plan will objectively consider every variable, work under a variety of circumstances, and ultimately be perfectly tailored to suit your personalized life planning objectives.